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At First Support Insurance, our number one goal is to protect your people and your investment. If you’re like most business owners, you would love to offer and enjoy the type of group benefits that larger businesses typically provide.  But, for the vast majority of business owners, these types of benefits are simply cost prohibitive. The ASO Self-funding plan is an alternative to traditional insurance plans because it allows you to control your cost by maintaining the consistency of your annual spending, you get to explore your options and decrease your risk exposure. With an ASO plan, you will no longer be burdened by the consistent annual increase.

It’s often called a ‘self-funded’ plan because the employer provides the funding for these benefits. The advantages are that the employer controls their annual insurance benefit cost because the employer pays for claims only when they occur. Whereas, in a traditional insurance plan, a portion of the premiums are put aside by the insurer for future claims that may or may not occur. With the ASO plan, the extra funding works for the employer’s business, not the insurance company.

If you would like to switch to an ASO plan or learn more, give us a call to speak to one of employee benefit advisor

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